Personal Savings

We realize just how important saving money can be. We also know how important it is to let the money you have saved work for you. Let us help you find the best way to get the most out of your savings. We offer a wide variety of savings possibilities. Whether you are looking to the long term or the short term, we can find an interest-bearing account to suit your needs.

Account

Regular Savings

Individual Retirement 
Checking

Christmas Club

Money Market Account

Certificate of Deposit

Description

Our standard savings account is one of our most popular. It offers a competitive interest rate along with several other conveniences. or our branch.

Retirement is an important part of everyone's future. Proper financial planning can ensure that you have a worry free and enjoyable retirement.

The holidays not only bring additional fun and enjoyment, but they also bring additional expense. Our competitive interest rate also adds a little something extra to your holiday savings.

Money Market Accounts are another alternative that we offer here at the Owingsville Banking Company. We offer competitive interest rates for all of our money markets.

CD's are one of the most common forms of investing. We offer a wide variety of CD's to suit your individual needs.

Minimum to Open

$100.00

$100.00

$2.00

$1,000.00

$1,000.00

Minimum
Balance to Avoid Service Fee

N/A

N/A 

N/A

$1,000.00

N/A

Service Fee

N/A

N/A

N/A

$10.00

N/A

Statement Type

Paper
Statement 

Paper
Statement 

Paper
Statement 

Paper
Statement 

Paper
Statement

Interest
Bearing
Account

Yes

Yes

Yes

Yes 

Yes

ATM Card

Yes

N/A

N/A

N/A

N/A

We offer a variety of FDIC insured savings accounts to meet your ever changing banking needs.

Our Owingsville Banking Company ATM card makes it easy and convenient to withdraw money from your eligible savings account.

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