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The Club
 
We offer a variety of FDIC insured checking accounts to meet your ever changing banking needs.

Regular Checking
This is the Owingsville Banking Company's most popular checking account. The account is FDIC insured and allows you to make payments and purchases with ease. The minimum balance required to open this account is $100.00. Minimum monthly balance charges do apply.

The Club is available for this account as well as Debit and ATM cards.

Student Checking
This account is tailored to suit our customers who are pursuing an education. The minimum balance required to open this account is $100.00. There are no minimum monthly balance charges. You are required to have duplicate checks with this type of account. Your statement will not include your checks and deposit tickets; however, copies of those items are available at the main bank.

The Club is available for this account as well as Debit and ATM cards.

Senior Citizen Account 55+
Senior Citizen Accounts fit the needs of those customers who are 55 and over. The minimum balance required to open this account is $100.00. There are no minimum monthly balance charges; however you are required to have duplicate checks. Like the Student Accounts, you will not receive the original drafts of your checks and deposits in your monthly statements. Copies of these are available at the main bank.

The Club is available for this account as well as Debit and ATM cards.

NOW Checking Account
A NOW account is an interest bearing checking account. NOW accounts have all of the advantages of our regular checking accounts, but they also earn interest. Our NOW accounts offer a competitive interest rate. This interest is compounded monthly and credited to your account. The minimum balance required to open this account is $750.00. The NOW account does have a higher minimum balance requirement of $750.00.

The Club is available for this account as well as Debit and ATM cards.

Super NOW Checking Account
Super NOW checking accounts a very similar to NOW accounts in that they are both interest bearing checking accounts. The minimum balance required to open this account is $1,000.00. The difference is that Super NOW accounts offer a better interest rate in exchange for a higher minimum monthly balance requirement. Our Super NOW accounts offer a competitive rate with a minimum monthly balance of $1,000.00.

The Club is available for this account as well as Debit and ATM cards.

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