We offer a variety of FDIC insured checking accounts to meet your ever changing banking needs. Click here if you are interested in opening an account.

Regular Checking
This the the Owingsville Banking Company's most popular checking account. The account is FDIC insured and allows you to make payments and purchases with ease. There is no charge for opening this type of account. Minimum monthly balance charges do apply.

The Club is available for this account as well as ATM cards.

Student Checking
This account is tailored to suit our customers who are pursuing an education. There are no minimum monthly balance charges. You are required to have duplicate checks with this type of account. Your statement will not include your checks and deposit tickets; however, copies of those items are available at the main bank.

The Club and ATM cards are available for this account.

Senior Citizen Account 55+
Senior Citizen Accounts fit the needs of those customers who are 55 and over. There are no minimum monthly balance charges; however you are required to have duplicate checks. Like the Student Accounts, you will not receive the original drafts of your checks and deposits in your monthly statements. Copies of these are available at the main bank.

The Club and ATM cards are available for this account.

NOW Checking Account
A NOW account is an interest bearing checking account. NOW accounts have all of the advantages of our regular checking accounts, but they also earn interest. Our NOW accounts offer a competitive interest rate. This interest is compounded monthly and credited to your account. The NOW account does have a higher minimum balance requirement of $750.

The Club and ATM cards are available for this account.

Super NOW Checking Account
Super NOW checking accounts a very similar to NOW accounts in that they are both interest bearing checking accounts. The difference is that Super NOW accounts offer a better interest rate in exchange for a higher minimum monthly balance requirement. Our Super NOW accounts offer a competitive rate with a minimum monthly balance of $1000.

The Club and ATM Cards are available for this account.

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